Employers Liability Insurance

Employers Liability cover is bought as an additional to WIBA following the implementation of the Work Injury Benefits Act (2007) makes it compulsory for every employer to provide cover for all their employees against bodily injury, disease or death sustained and arising out of and in the course of their employment. The compensation payable under WIBA is in accordance with the provisions of the WIBA Act 2007. However, if dissatisfied – the injured worker can file a case in court against his employer for compensation to an injury under common law. It is therefore important to have Employers Liability cover to safe guard employers against common law cases filed by employees. There are four optional cover limits as under:-

                                    OPTION A       OPTION B          OPTION C        OPTION D

Any one Person                      2 Million      4 Million        6 Million       8 Million

Any one Occurrence                  10 Million     15 Million       20 Million     25 Million

Any one Year                        20 Million     30 Million       40 Million     50 Million